Are SIP top-ups a smart way to build wealth over time?
As incomes rise, wealth advisors suggest increasing Systematic Investment Plan (SIP) allocations. A Top-up SIP facility allows automatic, predefined increases in monthly contributions, ensuring investments grow with income and goals. This strategy helps investments keep pace with inflation and reach financial targets sooner.
Can Omnitech IPO deliver long-term growth for investors?
Omnitech Engineering plans to raise ₹418 crore via a fresh issue and ₹165 crore through an offer for sale to fund new facilities and repay debt. Despite a loyal customer base and strong export revenue, the company faces geographical and tariff risks, a longer working capital cycle, and negative operating cash flow in FY25, prompting […]
IDFC First Bank pays Rs 583 crore to Haryana government
IDFC First Bank has settled ₹583 crore with the Haryana government despite an ongoing financial fraud investigation. The bank confirmed full payment of principal and interest, emphasizing its commitment to customer-first principles and cooperation with authorities to apprehend those responsible. This proactive payment was made without waiting for the investigation’s conclusion.
Standard Chartered India posts 15% rise in profit before tax in 2025
Standard Chartered’s India operations saw a 15% rise in profit before tax to $542 million in 2025, driven by lower expenses and provisions, despite a 3% drop in operating income. India climbed to the fourth position in profit contribution, aided by a 24% decline in China profits. Total loans fell 5% to $12.28 billion, while […]
Banks’ liquidity buffers shrink as deposits lag credit growth
Banks are confronting mounting liquidity pressures as loan portfolios expand faster than deposit bases. As a result, liquidity coverage ratios have weakened across a broad set of institutions. Even with abundant liquidity in the wider financial system, banks are struggling to bring in new deposits, pushing up near-term funding costs.
Mainboard transition proves challenging as SMEs face stricter norms
India’s SME stock platforms, designed as a launchpad to the mainboard, are seeing a significant slowdown in company migrations. Stricter listing norms and increased tenure requirements implemented by exchanges have effectively filtered out smaller players, leading to a sharp decline in the number of companies successfully transitioning to the mainboard in recent years.
BookMyForex suffers a major data breach; thousands defrauded
BookMyForex users face fraud after a major data breach. Thousands of customers are reportedly defrauded, with unauthorized transactions occurring on their forex cards. Many users could not access the platform to secure their funds. The company has escalated the issue to Yes Bank, its banking partner, for chargeback proceedings.
Citrini founder shocked his AI prediction spurred stocks selloff
A founder’s dystopian AI scenario published on Sunday triggered a stock market meltdown on Monday, with major indexes and specific company shares plummeting. The report, “The 2028 Global Intelligence Crisis,” detailed mass white-collar layoffs and a deflationary cascade, sparking investor anxiety already heightened by AI-related selloffs.
Time to be selective in NBFCs as earnings premium shrinks: Viral Shah
Investors are advised to be selective with NBFCs. Valuations are high, and earnings growth premiums over banks are shrinking. Margin pressures are a key risk. Digital lending will transform the sector in the coming years. Larger, diversified NBFCs with strong liability advantages are better positioned for stable earnings growth.
Cement sector poised for gains as South India leads the way
South India’s cement sector is witnessing a promising price recovery, with sustained hikes and a shift towards value over volume. Experts anticipate significant price increases in the coming months, driven by a focus on profitability and a projected 7-8% volume growth next fiscal year, largely fueled by rural demand. This trend signals a potential for […]