Despite removal of tax benefit, debt MFs are still attractive investments; Dhirendra Kumar explains why

Debt mutual funds are still attractive as they allow tax deferral, diversification and on-demand money access, says Dhirendra Kumar, CEO of Value Research. Changes to the tax bill mean any returns from mutual funds or bank deposits will be considered taxable income. The advantages of PPF, post office or MIP schemes are their assured returns, unlike mutual funds. Long-term fixed income investors should opt for safe, low-risk vehicles

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