Costs and provisions down, IDFC Bank will continue to bolster earnings: V Vaidyanathan, MD & CEO

July 27, 2026

Our credit cost was 2.13% of loans including the microfinance portfolio, against a guidance of 2.10%. This year, encouraged by seeing our credit quality in the first quarter, we are targeting 50 bps lesser credit cost, say 1.5% to 1.6%, says V Vaidyanathan, MD & CEO, IDFC Bank.

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