Muted returns on market bets steer funds back to banks

As per RBI data, bank deposits stood at ?256.9 lakh crore as of May 15, 2026, registering a year-on-year growth of 12.2% – well above the 10% growth recorded in the corresponding period last year – with time deposits leading the charge, rising 12.3% to ?225.2 lakh crore and accounting for 87.7% of total deposits.

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