Microfinance stress under control, deposit rates likely to remain unchanged: V Vaidyanathan, IDFC First Bank

April 27, 2026

IDFC First Bank will not raise deposit rates soon after recent cuts. The bank is focusing on growth in mortgage, vehicle, and consumer loans. It also aims to expand its rural banking and priority sector loan book. The microfinance book stress is now under control. The bank is also investing in technology and its mobile app for future growth.

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