Digital personal loan book tops Rs 1.39 lakh crore; sanctions jump 53%

March 25, 2026

Digital personal loans are growing rapidly in India. Sanction values increased by 53% in Q3 FY25-26. Digital lenders disbursed 9.9 crore loans worth Rs 1.53 lakh crore in Q1-Q3 FY25-26. Asset quality has improved, with the 90-day past due ratio falling to 1.9%. The sector is reaching more young borrowers and those in smaller cities.

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