Bank deposit growth has slowed. Credit growth remains steady. This creates a wider gap between the two. Lower interest rates are making bank deposits less appealing to savers. Funds are shifting from current and savings accounts to fixed deposits for better returns. This trend presents a significant challenge for banks.
Is the smallcap rally a trap? Only 37% of stocks are outperforming their benchmark
India’s recent smallcap surge indicates that less stock is outpacing the benchmark index, revealing a narrowing group of successful stocks boosting overall returns. Conversely, largecap