The RBI’s MPC kept policy rates unchanged at 5.5% in its October 2025 review, maintaining a neutral stance while signaling room for future easing. Experts say the move restores market confidence, stabilizes borrowing costs, and supports bond market sentiment. With growth forecasts revised higher and inflation near target, selective exposure in 6–12 year maturities is recommended for investors.
Banks unlikely to reduce deposit rates despite RBI easing
Following the latest repo rate decrease, bankers foresee only slight adjustments to deposit rates. The landscape, characterized by sluggish savings yields and elevated credit-deposit ratios,
December 8, 2025