Bernstein bullish on Aptus, HomeFirst and Aadhar

Bernstein started covering affordable housing finance companies. HomeFirst Finance, Aptus, and Aadhar received ‘Outperform’ ratings. Aavas and PNB Housing Finance got ‘Market-Perform’ ratings. Mortgages are expected to fuel growth due to low penetration. Affordable mortgages should remain a significant portion of the market. Lenders focusing on low-income borrowers are likely to benefit.

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