TransUnion CIBIL reports a two-year low in new loan originations, driven by decreased demand from younger consumers and a shrinking share of New-To-Credit individuals in the fiscal year ending March 2025. Credit enquiries from borrowers aged 30 and below have declined, alongside cautious lending practices. However, anticipated repo rate cuts may stimulate credit supply, particularly in the home loan segment.
ETMarkets Smart Talk| Building a Rs 10-lakh portfolio in 2026? Naveen Kulkarni of Axis Securities recommends 50%+ in equities
Indian markets are at record highs. Investors are reviewing asset allocation for the coming year. Naveen Kulkarni of Axis Securities PMS suggests a ₹10-lakh portfolio