Private sector banks have significantly increased their market share in loans, reaching 40% by March 2025, while public sector banks’ share declined to 52.3%. The overall banking system experienced substantial growth, with total loans rising by over 78% between 2020 and 2025. This shift indicates increasing customer preference and broader credit access, with smaller players also expanding their role.
Paul Black’s 3 thumb rules for identifying great wealth creators
Veteran portfolio manager Paul Black’s investment framework focuses on identifying businesses with competitive advantages that strengthen over time. His three key rules emphasise widening moats,