Small finance banks and microfinance lenders are setting a cap of four live loans per borrower. This is a precautionary step to avoid defaults due to unsecured loan stress. The RBI has already raised concerns about rising delinquency levels and multiple live loans, prompting this move. Utkarsh Small Finance Bank follows this four-loan cap policy.
ETMarkets Smart Talk: The Psychology of investing! Staying grounded in a bull market, says Nimesh Chandan
Swaying with the pendulum of market mood can compel the investor to buy during a bubble and sell during a crash. But it is important