Pratham, our flagship portfolio, was launched in September 2020 and has achieved a cumulative return of 19% since inception. The BSE 500 has returned 27% and the NIFTY 50 has returned 22% during this timeframe.
ETMarkets Smart Talk: InCred Money’s CEO Vijay Kuppa explores the role of bonds, gold, and debt funds in modern portfolios
For conservative investors, or those nearing retirement, a higher bond allocation—around 50-60%—might be necessary to preserve capital. Younger investors or those with a higher risk