Could getting a personal loan, home loan top-up become much more difficult? Keki Mistry answers

Keki Mistry, Former VC & CEO of HDFC, discussed RBI Governor Shaktikanta Das’s caution on unsecured lending risks. While Mistry acknowledged diligent loan assessments, he admitted RBI might notice lapses in certain entities, indicating potential tightened norms. The general lending system’s diligence and top-up loan impact on housing loans were key points of concern.

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