Private life insurers in India have strategized to adhere to new IRDAI regulations requiring surrender value from the first year on non-participating policies. Companies like HDFC Life, ICICI Prudential Life, and SBI Life are adjusting their commission structures and product mixes to protect margins and maintain growth despite the regulatory changes.
Top 10 fastest wealth creators: Which stocks made investors richest the fastest in 5 years? Check here
A select set of stocks delivered extraordinary returns between 2020 and 2025, far outperforming the broader market, Motilal Oswal said in its December 2025 Wealth