For moderately conservative investors, they suggest 50% exposure to equities and 50% allocation to gold and fixed income would still be a good option. Within equities, they are recommending index funds, or flexicap funds for large-cap allocations. Given the sharp run-up in mid and small cap stocks, investors should avoid lump sums in such schemes and allocation should be staggered over the next one year.
Mutual fund planner for 2025: Spotting trends, insights and opportunities
In 2024, India’s mutual fund industry reached ₹68.08 lakh crore in assets under management. Systematic Investment Plans, passive funds, and multi-asset investing are expected to