How would ICICI Bank’s move to create a technological moat play out?

ICICI Bank share price has given a 23% CAGR in the past 5-year period, while its profitability has increased by 20% CAGR in the period. The deposit book of the bank improved from Rs 5,60,975 crore in March 2018 to Rs 10,64,572 crore in March 2022. While its advances improved from Rs 5,12,395 crore to Rs 8,59,020 in the period. The bank has delivered strong returns in terms of share price and business performance.

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