How investors can use thematic funds to boost portfolio returns
Thematic funds focus on investing in firms associated with particular long-term trends, aiming for potential alpha returns. They entail a greater concentration risk when compared to traditional diversified equity mutual funds. Therefore, investors must carefully time their entries and exits. It’s advisable for beginners to start with diversified equity mutual funds before venturing into themes. […]
Microfinance asset quality improves further as loans at risk fall to 2.3% in June: CRIF
Microfinance asset quality stress eased further in June, with portfolio at risk falling to 2.3 percent. Aggressive write-offs of bad loans by lenders helped reduce stressed loans across the sector. The sector has consolidated towards better portfolio performance and larger loan sizes. Average ticket size rose to Rs 62,100 as lenders focused on existing borrowers. […]
AI in banking must move beyond retail to farms, MSMEs: SBI Chairman Setty
In a recent statement, CS Setty, Chairman of the State Bank of India, underscored AI’s transformative potential for the Indian banking sector. He asserted that widening credit opportunities for small businesses and farmers through AI is essential to realize India’s ambition of a developed economy by 2047. Additionally, AI could refine farm-level decision-making and risk […]
AI in this decade is what digitsation was in the last: RBI governor
Banks must understand artificial intelligence deployment for future success. AI can enhance financial inclusion and improve existing public good projects. Careless AI use risks new forms of exclusion and instability for banks. The RBI plans an approved AI governance policy and a testing sandbox. Banks need deliberate strategies, sustained investment, and strong governance for AI.
Can Shiprocket IPO deliver long-term growth for high-risk investors?
Shiprocket is gearing up to secure ₹885 crore through fresh equity aimed at bolstering expansion and addressing debt obligations. Additionally, the company plans to raise ₹732 crore via an offer for sale. With a profitable core business and growing emerging segments, revenue has risen by 24% annually from FY24 to FY26. Investors seeking long-term growth […]
Manappuram ends family-led era as Bain brings in a professional MD
Manappuram Finance will shift to professional management after Bain Capital gained joint control, with VP Nandakumar becoming non-executive chairman and Ashish Singh taking over as MD and CEO from January 2027. First-quarter profit jumped over four-fold to ₹585 crore.
IPO lock-in expiry could bring shares worth $7.6 billion to D-Street
A notable shift is on the horizon as shares from forty-five newly floated companies are set to become tradable shortly. The unlocking, amounting to approximately seven point six billion dollars, is expected to happen from August twelfth through late September. While this gives promoters and anchor investors the chance to divest their previously locked holdings, […]
Equity MF bets lose some zip, seasonal debt flow lifts AUM
Retail investor activity in equity funds dipped by almost fifteen percent in July, indicating a cautious approach towards market trends. Conversely, systematic investment plans enjoyed positive growth, affirming their importance in the investment landscape. Debt funds welcomed impressive inflows, bolstering overall industry assets. Additionally, liquid and overnight funds attracted major corporate treasury allocations at the […]