Unsecured loans, concentration of biz a risk to Indian banking

A State Bank of India report reveals banking system risks. Unsecured loans have surged significantly. Deposits and credit remain concentrated in just ten districts. This imbalance poses potential challenges. Public sector banks are regaining market share. Regional disparities in banking activity persist across India. The report analyzes data from the last two decades.

IT Q3 earnings season begins on a strong note as TCS, HCL Tech top estimates

IT sector’s Q3 results show a positive start, with TCS and HCL Technologies exceeding revenue and profit expectations. HCL Tech recorded a nine-quarter high in new order bookings, while TCS maintained strong deal flow. Despite sustained new deals, TCS faces a revenue growth deceleration, raising concerns about deal ramp-up amid client delays.

Market turbulence drives investors to play it safe with flexicap bets

Investors are turning to fund managers for stock market decisions. Flexicap funds saw the biggest inflows in 2025. This shows less confidence in specific stock categories like small or mid-caps. Thematic and sectoral funds are less popular now. Investors prefer flexible mandates in uncertain times. Small and mid-cap funds still attract money due to past […]