Credit demand zooms as policy eases, outstanding bank credit crossed Rs 200 lakh cr for the first time on Dec 31, 2025

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India’s credit demand is surging. Lower taxes and supportive monetary policy are fueling investment. Outstanding bank credit has crossed a major milestone. This growth surpasses projections, indicating a strong economic rebound. Auto loans, small and mid-sized companies, and home loans are key drivers. Investment intentions are translating into spending, creating a positive environment.

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