Fixed deposits now constitute 62% of bank deposits, a two-year high, as depositors shifted funds from low-yield savings accounts seeking better rates. This trend, driven by yield sensitivity and digital empowerment, has increased banks’ funding costs and pressured interest margins. Private banks saw their FD share rise, while public sector banks experienced a slip.
Indian stock markets deliver negative returns for two years, worst since 2012, ET analysis reveals
Indian stock markets have disappointed investors with negative returns over two years. The Sensex has shown its worst two-year performance since 2012. Indices have not
August 25, 2026