Bank deposit growth has slowed. Credit growth remains steady. This creates a wider gap between the two. Lower interest rates are making bank deposits less appealing to savers. Funds are shifting from current and savings accounts to fixed deposits for better returns. This trend presents a significant challenge for banks.
AU Small Finance Bank Q2 profit jumps 53% to Rs 858 crore
AU’s gross non-performing assets ratio fell 42 basis points (bps) to 1.99% at the end of September. This helped in 25% lower provision at Rs
October 24, 2026