India’s central bank has proposed significantly higher provisioning for lenders under a new expected credit loss framework. Unsecured loans will face 100% provisions after one year of impairment, while other loans will require it after four years. This aims to align with global standards and strengthen credit risk management.
Is the smallcap rally a trap? Only 37% of stocks are outperforming their benchmark
India’s recent smallcap surge indicates that less stock is outpacing the benchmark index, revealing a narrowing group of successful stocks boosting overall returns. Conversely, largecap