SBI’s home loan rate hike may delay purchases, impact first-time buyers the most: Yugen Infra

August 21, 2025

State Bank of India’s decision to increase home loan rates could affect the housing market. Amit Mamgain of Yugen Infra suggests first-time buyers may delay purchases. Demand might shift towards more affordable options. Developers may need to adjust their strategies. They may focus on smaller homes and creative payment plans. Partnerships with banks could help maintain demand.

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