Q1 disbursement dip seen as temporary; Q2 growth expected with new loans : Sadaf Sayeed, Muthoot Microfin

August 13, 2025

Muthoot Microfin CEO Sadaf Sayeed reports positive impacts from MFIN’s guardrails, reducing multiple loan borrowers from 20% to 8%. Muthoot Microfin’s overleveraged customers decreased to 1%. Despite a typically slow Q1, disbursements reached ₹175 crores, benefiting 311,000 borrowers. The company is focusing on existing customers with higher credit scores, introducing new loan products, and expanding into new territories.

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