Essential guide for first-time investors: Understanding mutual funds and their risks

August 13, 2025

New investors entering the market should understand mutual fund schemes, risks, costs, and return potential. Options range from equity to fixed-income and hybrid funds, each with varying risk levels. Costs include expense ratios, impacting returns. Investors should align fund choices with their risk profile and investment timeline, considering equity for long-term goals and debt for shorter horizons.

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