Bernstein bullish on Aptus, HomeFirst and Aadhar

July 11, 2025

Bernstein started covering affordable housing finance companies. HomeFirst Finance, Aptus, and Aadhar received ‘Outperform’ ratings. Aavas and PNB Housing Finance got ‘Market-Perform’ ratings. Mortgages are expected to fuel growth due to low penetration. Affordable mortgages should remain a significant portion of the market. Lenders focusing on low-income borrowers are likely to benefit.

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