RBI pushes for real-time credit reporting to boost transparency and consumer experience

July 3, 2025

The Reserve Bank of India (RBI) is pushing for more frequent, real-time credit reporting to enhance transparency and consumer experience. Deputy Governor M Rajeshwar Rao highlighted the need for data accuracy and security amidst these advancements. Furthermore, a new ‘grameen’ credit score is on the horizon to improve financial inclusion for rural populations, particularly self-help groups.

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