Falling credit cost to help Yes Bank achieve 1% ROA in next two financial years: Prashant Kumar

Yes Bank is focusing on profitable retail asset products. The bank expects retail growth between 10% and 12% in fiscal year 2026. Loan growth is expected from large corporates, mid-market companies, SMEs, and retail segments. Deposit costs are managed effectively. The bank aims for a 1% Return on Assets by fiscal year 2027.

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