In 2025, the SME market in India has been muted, where subscriptions have dried up, and the returns have also not been that great. High volatility in the broader equity market and cautious investor sentiment have restrained the growth of many. However, there have been a few outliers that bucked this trend and gave up to 200% returns.
Banks unlikely to reduce deposit rates despite RBI easing
Following the latest repo rate decrease, bankers foresee only slight adjustments to deposit rates. The landscape, characterized by sluggish savings yields and elevated credit-deposit ratios,