Loans against gold keep banks busy amid rising prices

Gold loans by commercial banks surged by 68% in the first nine months of FY25 due to rising gold prices. Non-bank lenders also saw a rise in gold loan sanctions. The increase in gold prices has allowed lenders to offer higher loan amounts due to higher collateral value, enhancing lender comfort despite regulatory scrutiny on […]

From Russia with love but can money cross street to play equity?

The Reserve Bank of India’s recent notification aimed at promoting the use of the Indian rupee for international transactions has raised questions about the ability of Russian banks to invest in Indian stocks using funds from special Vostro accounts. Legal experts believe such transactions may be possible, but custodians await RBI’s clarification.

CreditAccess Grameen raises $50 million debt from IFC

CreditAccess Grameen has secured a $50 million investment from IFC, bolstering confidence in the microfinance sector. This funding enables the NBFC-MFI to support 3-4 million additional women borrowers in agriculture-related activities. The investment aims to increase foreign funding and enhance competitiveness in India’s financial sector, especially focusing on underserved rural areas.

NSE Clearing falls short of meeting liquidity norms

In its December 2024 quarterly results, NSE Clearing, the exchange’s unit responsible for clearing and settlement of its trades, reported a shortfall of ₹176.65 crore in its minimum liquid assets. The company informed Sebi in a letter dated January 9, that this deficit was primarily due to the non-receipt of ₹312.37 crore in dues from […]