Bank deposit rates to stay firm in Q4 as loan demand peaks

December 23, 2024

Bank deposit rates are expected to remain steady. Lenders need funds for increasing loan demands. The recent CRR cut offers some relief but the busy credit season keeps pressure on. Credit growth is around 10.6%. Deposit growth is similar. Liquidity is tight. Short-term rates are rising. Banks are working hard to attract deposits by offering competitive rates.

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