Bajaj Finance, which has underperformed in recent years, has a high potential to become an outperformer. This is due to its robust balance sheet growth, controlled asset quality despite growing pressures, and the possibility of a monetary easing cycle. Investors may find established NBFCs like Bajaj Finance, L&T Finance, and M&M Finance to be promising investments for 2025.
Banks unlikely to reduce deposit rates despite RBI easing
Following the latest repo rate decrease, bankers foresee only slight adjustments to deposit rates. The landscape, characterized by sluggish savings yields and elevated credit-deposit ratios,