The allure of India’s stock market, driven by digital access and economic optimism, often fuels overconfidence among retail investors, leading them to believe that they can consistently outperform the market despite evidence to the contrary.
Banks unlikely to reduce deposit rates despite RBI easing
Following the latest repo rate decrease, bankers foresee only slight adjustments to deposit rates. The landscape, characterized by sluggish savings yields and elevated credit-deposit ratios,
December 8, 2025