Demand for business loans has skyrocketed with a healthy credit cycle, while demand for mortgages has seen some transfer. Diversified lenders such as BAF, Poonawalla, LTFH, and non-vehicle segments are expected to show healthy results. HDFC Bank, ICICI Bank, Tata Capital, Yes Bank, Faircent, L&T Finance and AB Capital have adopted an aggressive stance to grow their loan book across product segments. Commission payouts offered by different lenders for a particular product are not significantly different. Rural areas in Rajasthan have a history of lower delinquencies. Poonawalla Fincorp and Bajaj Finance have been deemed as a buy with potential for increase in value.
Allocate 10–25% globally, use ETFs for diversification: Himanshu Kohli of Client Associates
Amid geopolitical tensions and market volatility, investors are advised to diversify portfolios internationally, allocating 10-25% to global markets for resilience and currency diversification. ETFs offer
March 24, 2026