However, the rates are now at course correction. Lending rate on fresh loans is on a clear upward trajectory, while lending rate on outstanding loan book has followed a similar trend indicating disciplined lender behavior. The spread between outstanding loan yield and average term deposit rate has sustained at a healthy level, especially for private banks. This means the spread or margin as denoted by NIM (Net Interest Margins) to see continuous improvement – positive for the earnings growth for lenders.
10 midcap stocks that have fallen up to 58% from their 52-week highs
Despite the Nifty Midcap 150 trading near peak levels, several individual constituents have suffered deep corrections. Data from ACE Equity reveals 10 prominent midcap stocks,
September 24, 2026